Financially intelligent parents know how to emphasize healthy, positive money behaviors that communicate strong values to their children. They also know how to minimize negative money behaviors that send the wrong messages. They are able to identify teachable times that help them talk to their children about money, answer their questions and teach them to reflect on financial decisions. As a financially intelligent parent you understand that money is neither good nor bad; it's what you do with it and what you teach your children about it that is important.

	Answer the following questions to find out if you are a financially intelligent parent:
	1.   Do you have unresolved issues around money: do you spend too much or do you have difficulty spending money at all?  Have you made poor investments or have difficulty saving money?     Yes No 2.   Do you have goals and a plan to educate your kids about financial matters?     Yes No 3.   Do you think about the values that you are communicating to your children through your money behaviors?     Yes No 4.   Are you uncomfortable talking about money with your kids?     Yes No 5.   If your children ask for something that you don’t want to buy because you think it is too expensive, poorly made or they already have enough, do you take the time and effort to explain why you are saying "No?"     Yes No 6.   Do you sometimes use money as a bribe to get your kids to do what you tell them?     Yes No 7.   If you feel like you’ve been too busy to spend time with your kids, do you try to make it up to them by buying them things?     Yes No 8.   Do you frequently argue with your spouse about money in front of your children?     Yes No 9.   Do your children go to the other parent when they don’t get an answer they want?     Yes No 10.   Do you ever talk to your children about the importance of charity and helping others less fortunate than your family?  Do you help your children get involved in charitable activities?     Yes No 11.   Do you give your kids a consistent allowance?     Yes No 12.   Do you think it is important to have a healthy relationship with money?     Yes No